Terms and Conditions

 Effective Date: December 3, 2025

Website: www.forumph.com

1. Acceptance of Terms

By accessing or using www.forumph.com (“the Website”), users agree to comply with and be bound by these Terms and Conditions. If any user does not agree with these terms, access to the Website must be discontinued immediately.

2. Use of the Website

The Website provides a platform for discussions, information sharing, and community engagement. Users agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the Website.

Prohibited activities include:

• Posting or sharing defamatory, obscene, or offensive content

• Uploading malware, spam, or harmful code

• Impersonating another person or entity

• Violating any applicable laws or regulations

3. User Accounts

Users may be required to create an account to access certain features. Users are responsible for maintaining the confidentiality of their login credentials and for all activities under their account. The Website reserves the right to suspend or terminate accounts that violate these Terms.

4. User-Generated Content

Users retain ownership of the content they post but grant www.forumph.com a non-exclusive, royalty-free, worldwide license to use, display, reproduce, and distribute such content for the purpose of operating and promoting the Website.

The Website reserves the right to remove or modify any content that violates these Terms or is deemed inappropriate.

5. Intellectual Property

All content, trademarks, logos, and materials on the Website (excluding user-generated content) are the property of www.forumph.com or its licensors. Unauthorized use, reproduction, or distribution of any materials is strictly prohibited.

6. Privacy Policy

Use of the Website is also governed by the Privacy Policy, which outlines how user data is collected, used, and protected. By using the Website, users consent to the collection and use of information as described in the Privacy Policy.

7. Third-Party Links

The Website may contain links to third-party websites. www.forumph.com is not responsible for the content, policies, or practices of any linked sites. Accessing third-party websites is at the user’s own risk.

8. Advertising and Google AdSense

The Website may display advertisements served by Google AdSense or other advertising partners.

• Ads are displayed in compliance with Google AdSense Program Policies.

• www.forumph.com does not endorse any advertised products or services.

• Clicking on ads is voluntary, and users are encouraged to review the advertiser’s terms and privacy policies.

9. Disclaimer of Warranties

The Website is provided “as is” and “as available.” www.forumph.com makes no warranties, express or implied, regarding the accuracy, reliability, or availability of the Website or its content.

10. Limitation of Liability

www.forumph.com, its owners, and affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the Website, including but not limited to loss of data, profits, or reputation.

11. Indemnification

Users agree to indemnify and hold harmless www.forumph.com, its administrators, and affiliates from any claims, damages, or expenses arising from user activities, content submissions, or violations of these Terms.

12. Termination

The Website reserves the right to suspend or terminate access to any user account at any time, without notice, for conduct that violates these Terms or is otherwise harmful to the Website or other users.

13. Modifications to Terms

www.forumph.com reserves the right to modify or update these Terms at any time. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [Insert City], Philippines.

15. Contact Information

For questions or concerns regarding these Terms and Conditions, contact:
Email: admin@forumph.com
Website: www.forumph.com